Malik Shalmiyev — Licensed Mortgage Advisor serving NJ & PA, FL. 

          Team Malik Mortgage help homebuyers and real estate investors secure financing with a process that’s clear, fast, and built around your real numbers—not guesswork.

          Whether you’re buying, refinancing, or investing, I’ll help you understand your options and guide you through the process with simple, practical next steps. Experience seamless home financing with Malik. Your journey to the perfect home starts here with tailored solutions and expert advice. Get pre-approved today!

           I work with:

• First-time and first-generation homebuyers who want step-by-step guidance

• Real estate investors who need speed and clean communication

• Self-employed borrowers who need flexible documentation options

• ITIN borrowers looking for a straightforward path to approval

If you’ve been told “it’s complicated” or you’re not sure what you qualify for, I’ll break it down and show you the best route forward.

              Working with me is simple: you’ll always know what’s happening, what’s needed next, and what we’re aiming for. I’m hands-on, responsive, and focused on getting you to the closing table with as little stress as possible.

      You can expect:

• Clear, honest answers (no confusing lender talk)

• Fast pre-approval and strong follow-through

• A strategy that fits your goals, not just a rate quote

• Flexibility because I can operate as both a direct lender and a mortgage broker